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Zeng Guofan once said, “Before spending a single coin, think twice.” After the age of thirty, one truth becomes clear: for most of us, frugality is the foundation of a stable life. Daily necessities, education for children, and care for aging parents—all require money. Only by living within our means can we ensure a steady flow through the years. Earning money is a skill; saving it is wisdom. Extravagance and waste, no matter how great the fortune, will eventually drain it dry. Life is like a gentle stream—not about how much flows in at once, but how steadily it continues. Every coin holds the weight of tomorrow’s peace and today’s mindfulness. To cherish what we have is to care for ourselves and those we love.
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